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Do you find yourself accumulating a bigger balance on your credit card every month? Are your closets, drawers, and cabinets overflowing because you keep buying things you do not need? Do you take a nervous look at your bank account balance a few days before each paycheck and wonder where all the money went? Is it common for you to go to the store for one item and find yourself coming home with ten? Each of these can be signs that you have an overspending habit, where you spend more than you can afford. Overspending can cripple you financially and hold you back from reaching your long-term financial goals, but the good news is that you do not have to resign yourself to chronic overspending.
Tips to Break Bad Spending Habits