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Simply Free Checking

A free account for everyone! It’s ideal if you’re under 50 and may have less than $1,500 in your account.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge¹: $0
  • Free first box of personalized checks
  • Free debit card
  • Free Online and Mobile Banking app²
  • Free Online Bill Pay     
  • Free monthly eStatements

The Simply Free Checking Account makes banking easy and accessible to everyone. When we say free, we mean it. You’re not required to maintain a minimum account balance, and you won’t pay a monthly service charge. Free checking is ideal if you’re looking for a no-obligation way to open a bank account.

Preferred Interest Checking

Earn even more interest! This account gives you our highest interest rate.

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • When your daily balance is at least $1,500, there is no fee¹
  • When your daily balance falls below $1,500, there’s a monthly fee of $7
  • Free personalized checks for life
  • Free debit card
  • Free Online and Mobile Banking app²
  • Free Online Bill Pay
  • Free direct deposit and automatic payments
  • Free monthly eStatements

Are you looking to earn as much interest as possible? Introducing the Preferred Interest Checking Account. This account is ideal if you plan to have at least $1,500 in it at all times. When you do, you’ll earn the highest interest rate we offer on a checking account — all while enjoying the benefits of free checking. 

Don’t worry if your balance falls below $1,500. You still earn our competitive interest rate.


¹Other fees and restrictions may apply
²Message and data rates may apply
Simply Free CheckingPreferred Interest Checking
Account OverviewA FREE account for everyoneAn account for those interested
in higher interest
Minimum Opening Balance$50$50
Minimum Balance RequiredYes
Monthly Service ChargeOnly $7 monthly charge if minimum daily balance falls below $1,500*
ChecksFree box of checksFree checks for life
FREE Online and Mobile Banking**YesYes
FREE Debit CardYesYes

    *Monthly Service Charge will be assessed if balance falls below the Minimum Daily Balance Requirements anytime during the statement period.

    **Message and data rates may apply. Check with your cellular carrier for details.

    ***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

    New Customer?

    Welcome! If you’re a new Martinsville First Savings Bank customer, we understand you may have questions about your checking account. Rest assured, we’ve all been there. We’re here to guide you and set your mind at ease with our helpful guide.

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