Current Bank Rates

We offer competitive interest rates and are here to help you make the right investment decisions.

Checking Accounts

Watch your money grow! Earn interest on your checking account balance.

As of 6/21/2025

Product*APYInterest RateMinimum BalanceOpen Account
Simply Free Checking0.00%0.00%

Open Online

Advantage 50 Interest Checking0.05%0.05%

Open Online

Preferred Interest Checking

Balances under $1.500 – 0.05%; Balances $1,500 or more – 0.10%

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.10%

$1,500

Open Online

*Interest rates are subject to change. Fees could reduce earnings.

Savings Accounts

Start saving! Whatever your goals, we offer competitive rates to get you there.

As of 6/21/2025

Product*APYInterest RateMinimum BalanceOpen Account
Statement Savings0.05%0.05%$100

Open Online

Select Money Market0.15%0.15%$10,000

Visit Us

*Interest rates are subject to change. Fees could reduce earnings.

Certificates of Deposit Short-Term Accounts

Get competitive rates with a short-term commitment.

As of 6/21/2025

Product*APYInterest RateMinimum BalanceOpen Account
3-Month CD0.10%0.10%$500

Open Online

6-Month CD0.15%0.15%$500

Open Online

7-Month CD Special**4.11%4.05%$500

Open Online

9-Month CD Special***4.20%4.13%$500

Visit Us

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

**Annual Percentage Yield (APY) is 4.11% for the 7-month certificate and is accurate as of 02/12/2025. At maturity, the 7-month certificate will automatically renew for a term of 6 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. Other fees and restriction may apply. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

***Annual Percentage Yield (APY) is 4.20% for the 9-month certificate and is accurate as of 5/19/2025. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. Other fees and restriction may apply. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

Certificates of Deposit Long-Term Accounts

Invest your money longer and earn even more.

As of 6/21/2025

Product*APYInterest RateMinimum BalanceOpen Account
12-Month CD0.20%0.20%$500

Open Online

13-Month CD Special**3.80%3.75%$500

Open Online

18-Month CD0.22%0.22%$500

Open Online

24-Month CD0.25%0.25%$500

Open Online

27-Month CD Special**3.55%3.50%$500

Visit Us

36-Month CD0.35%0.35%$500

Open Online

39-Month CD Special**3.30%3.25%$500

Visit Us

48-Month CD0.45%0.45%$500

Open Online

60-Month CD0.60%0.60%$500

Open Online

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

**Annual Percentage Yield (APY) is 3.80% for the 13-month certificate, 3.55% for 27-month certificate, 3.30% for the 39-month certificate and is accurate as of 02/12/2025. At maturity, the 13-month certificate will automatically renew for a term of 12 months, the 27-month certificate will automatically renew for a term of 24 months, and the 39-month certificate will automatically renew for a term of 36 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. Other fees and restriction may apply. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

Certificates of Deposit DirectSave

Make investing turnkey thanks to DirectSave CD.

As of 6/21/2025

Product*APYInterest RateMinimum BalanceOpen Account
Certificates of Deposit DirectSave0.10%0.10%$25

Visit Us

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. $25 Minimum deposit to open. Early withdrawal penalties may apply. At least one electronic deposit per month, $25 minimum, is required.

Certificates of Deposit Jump Rate

As of 6/21/2025

Product*APYInterest RateMinimum DepositMinimum BalanceOpen Account
Certificates of Deposit Jump Rate0.300.30$500

Visit Us

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.